No matter what kind of holiday you have in mind in Finland, be it an adventurous heli-skiing trip in the mountains or an urban tour of Finland’s fine museums, travel insurance is a must. If you fall ill or suffer an unfortunate accident, if your baggage is lost or your flight cancelled, travel insurance will shield you from the potentially devastating financial repercussions. So, before setting out to explore one of the great countries and peoples of the world, make sure you have ea comprehensive travel insurance policy in place. Here are some reasons why travel insurance is important when travelling in Finland
Dangerous Driving Conditions
Finland has one of the world’s most reliable and comfortable public transport networks, but if you choose to hire a car and set off to explore on your own be aware that driving in Finland can be treacherous. The roads are generally in excellent shape but cold, icy weather can make driving conditions extremely dangerous. During the winter months the hours of daylight are short and the combination of ice and darkness may be too much for inexperienced or tired drivers. Added to these hazards is the risk of hitting an errant moose in the less urban parts of the country. If you do have an accident, travel insurance may not only cover your liability stemming from property damage but also cover your medical bills, including medical repatriation if necessary.
Limited Medical Services in Remote Areas
Medical services in Finland are world class but are located largely in the larger towns. If you are unlucky enough to fall ill or be hurt while travelling in the more remote parts of Finland you may find yourself some way from medical assistance. Travel insurance may help defray the costs of getting you to medical treatment in an emergency.
As in many other parts of the world, prior to receiving medical treatment you must prove your ability to pay. Medical insurance will allow you to receive prompt treatment in the event of serious trauma or infirmity.
Cancelled Travel Arrangements
The travel plans of millions were disrupted in April and May 2010 when a volcano in Iceland caused mass cancellations of flights. While an eruption of such magnitude will hopefully not occur again soon it is illustrative of how quickly travel plans can be fall into confusion. A comprehensive travel insurance policy will help you defray the costs of getting to your destination, or home, if your travel arrangements are upset.